If you think private health insurance will get you timely health care in Milton-Ulladulla, think again.
Rebecca Cameron was told her mum would have to wait seven hours before she could be taken to Shoalhaven Hospital for a CT scan, because her fall happened after hours on a Friday.
Ms Cameron's father died of a fractured skull. Her husband had to have emergency surgery after a skull fracture. She wasn't prepared to wait.
Instead, Ms Cameron drove her mum to the hospital, where they discovered a skull fracture and a bleed on the brain.
"If she had continued to bleed over that seven-hour period, she could have lapsed into a coma or sustained permanent brain damage," Ms Cameron said.
"I understand in regional and rural areas, the hospital services aren't going to be what they would be in a city.
"Nonetheless, you can't have a baby here, you can't get a fracture set here, and you can't have a CT scan if it's after 4pm.
"It's not good enough."
Ms Cameron is concerned that her mum's experience reflects a dwindling of health services in the Milton-Ulladulla region, and said it was unreasonable to expect the private system would provide all the services the region needs.
"As a member of this community and as a taxpayer I'm fed up with the attitude of Illawarra Shoalhaven Health District's management," she said.
"Milton Hospital is a glorified hospice - people go there to die, and that's that.
"We don't have an anaesthetist, we don't have surgeons, we can't even get a visiting surgeon.
"You used to be able to have your babies here. Now women in labour have to drive an hour on one of the most notorious stretches of road in NSW to have a baby.
"If they're going to recentralise our services into one place, they need to provide the resources for people to get there."
Ms Cameron praised the efforts of local doctors and nurses, but said the way resources were allocated did not stack up - especially considering the state government reported a budget surplus this year.
"We have a population of [more than 20,000] people from Sussex to Durras," she said.
"I don't think it's reasonable to rely on ambulances, to drive people who are ill to a hospital an hour away on a road that needs urgent upgrades and is often closed due to major accidents.
"The NSW Government is rolling in cash, I'm told, so I'd like a new hospital."